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Vehicle Hypothecation Removal (Form 35)

Removal of loan lien from vehicle RC

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Quick Information

⏱️ Processing Time

7-15 days

💵 Fees

₹100-300

✅ Eligibility

Vehicle owners with fully paid loan

Who Needs This Document?

Vehicle owners who have cleared vehicle loan

Required Documents

  • Original RC
  • NOC from bank/financier
  • Loan closure certificate
  • Form 35
  • Identity and address proofs

Step-by-Step Application Process

1

Clear Vehicle Loan

Pay all EMIs and close loan completely.

2

Get NOC from Bank

Request No Objection Certificate from lender.

3

Fill Form 35

Complete hypothecation removal application.

4

Visit RTO

Submit application at RTO with NOC and RC.

5

Pay Fees

Pay hypothecation removal fee.

6

Receive Updated RC

Get RC without hypothecation/lien details.

⚠️ Common Mistakes to Avoid

  • Not getting NOC from bank
  • Delaying application after loan closure
  • Not updating RC (affects resale)

Frequently Asked Questions

Why is hypothecation removal important?

Proves you own vehicle free of loan. Essential for selling vehicle.

Can I do it online?

Yes, many states allow online hypothecation removal through Parivahan portal.

What if bank doesn't give NOC?

Bank must provide NOC within 15 days of loan closure. Can complain to RBI if delayed.

Ready to Apply?

Visit the official government portal to start your application

Go to Official Portal →